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Our First Time Borrower Loan
A great place to start your borrowing journey. Designed specifically for members borrowing from Castlemilk Credit Union for the first time, this loan helps you establish a positive borrowing history. Once successfully repaid, you'll become eligible to apply for our wider range of loan products, making it the perfect first step towards future borrowing.
Fixed rate:
26.80% APR
Terms from:
3 - 12 months
Loans from:
£100 - £1,000
Why Borrow with Castlemilk Credit Union
Owned by You
As a financial co-operative, we're owned by our members, not external shareholders. That means every decision we make is focused on delivering value to our community, providing fair, affordable financial services and putting our members' interests first.
Your Loan is Protected
Eligible loans are protected at no extra cost, giving you and your loved ones added peace of mind. If an eligible member passes away, the outstanding loan balance is cleared in line with our Loan Protection policy, helping to ease financial worry during difficult times.
Manage your Account
Stay in control wherever you are with our secure mobile app. Check your balances, view transactions, make payments and manage your account anytime, making it easier than ever to keep on top of your finances.
Tailor Made Loans
Our loan products have been carefully designed to meet the needs of our local community. Whether you're borrowing for everyday expenses, family costs or larger purchases, we offer fair, flexible lending with products that work for you.
Representative Example
This example is based on a First Time Borrower Loan of £1,000 over 12 months.
Loan Amount:
£1,000
Representative APR:
26.80%
Monthly Repayment:
£95
Total Repayment:
£1151
The APR shown is representative. Your actual rate may vary based on your circumstances.