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Loans that work for you
Affordable, flexible loans designed to help you achieve your goals.
Please note: The repayments shown are for illustration purposes only. Actual loan amounts, repayment terms and monthly repayments will be confirmed during your application and may vary depending on your individual circumstances and lending assessment.
Loan Calculator
Loan Product
Amount Borrowed:
£100
Loan Term:
3 months
Interest Rate:
26.80% APR
Monthly Payment:
£34.83
Total Repayable:
£104.50
Our Products
Personal Loan
Flexible borrowing for life's everyday needs. Whether you're planning home improvements, replacing a household appliance, paying for a holiday or covering unexpected expenses, our Personal Loan is designed to help. Available to all eligible members, it's our standard loan product offering fair, affordable borrowing with repayment terms tailored to suit your budget.
Secure Loan
Unlock the value of your savings. Our Secure Loan allows you to borrow against your savings, while your savings remain safely invested with the credit union. With our lowest interest rate, it's an ideal option for members who have built up savings and are looking for affordable borrowing with the added security of their savings.
First Time Borrower Loan
A great place to start your borrowing journey. Designed specifically for members borrowing from Castlemilk Credit Union for the first time, this loan helps you establish a positive borrowing history. Once successfully repaid, you'll become eligible to apply for our wider range of loan products, making it the perfect first step towards future borrowing.
Family Loan
Affordable borrowing designed with families in mind. If you're in receipt of Child Benefit, our Family Loan offers a simple and affordable way to borrow for life's everyday family expenses. Whether you're buying school uniforms, replacing household essentials, or covering unexpected costs, our Family Loan provides fair, responsible borrowing with repayments tailored to your budget.
Loan Protection
At Castlemilk Credit Union, we believe borrowing should provide peace of mind as well as financial support. That's why eligible loans are protected at no additional cost to our members. Unlike many lenders, if an eligible member passes away, the outstanding loan balance is cleared, meaning the debt does not pass to their family or estate. It's part of our commitment to ethical, responsible lending and supporting our members throughout every stage of life. This valuable benefit is included as part of your membership, helping to protect the people who matter most when they need it most.
Eligibility
To be eligible to apply for a loan with Castlemilk Credit Union you must:
✓ Be a member of Castlemilk Credit Union.
✓ Be over 18.
✓ Be living or working in the G postcode area.